Zeit ist Geld. Die Bedeutung des Geldes im Kontext.
For an essay test, many students outline their essay either mentally or on a scratch sheet, to be sure they cover all the points they need to in the argument and have time for a conclusion. You can budget your money, but since money is the most common context for 'budget,' you might not mention that word explicitly, but instead just say you are on a budget, follow a budget, try to stick to a.
